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Articles about investing
Right now, a lot of people are looking at their monthly budget and wondering what has to give. Groceries cost more. Everything costs more. And that chunk coming out of your paycheck for retirement starts to look like an easy target. Before you pause your contributions entirely, there is one thing worth understanding: your employer … Read more
Conflict investing is the primary topic of conversation this week as headlines focus on the shaky ceasefire talks in Islamabad. With oil prices hovering near $114 a barrel and shipping delays in the Strait of Hormuz, the impulse to “do something” with your portfolio is high. Most people see red in their accounts and feel … Read more
Most employees leave thousands of dollars on the table every year because they don’t fully understand their employer benefits guide. The money sits there waiting – 401k matches go unclaimed, HSA accounts sit uninvested, FSA contributions get forfeited, and employee discount programs gather digital dust. This isn’t about exotic perks or complicated optimization. This is … Read more
Investing while in debt is one of the most common financial questions people wrestle with right now, and for good reason. Credit card rates are above 20%. The cost of everything is up. And the instinct to pause investing and throw everything at the balance is completely understandable. However, for most people, that instinct leads … Read more
Market volatility is loud right now. The headlines are dramatic, the numbers are moving fast, and if you’ve been checking your portfolio more than usual, you’re not alone. If you want straightforward investing guidance delivered straight to your inbox every month, sign up for the Simple Finance Bytes newsletter. Here’s the thing — the right … Read more
Market drops happened this week. The Dow fell over 1,000 points on Wednesday. The S&P 500 and Nasdaq followed. If you checked your account and felt your stomach drop along with it, you are not alone. Nearly three quarters of Americans already felt negative about the economy before this week started. Here is what a … Read more
War investing decisions made in the next 48 hours will either cost you significantly or cost you nothing, depending on what you do. Markets opened Monday down. Your portfolio is red. Your phone has been buzzing with alerts since Sunday night, and every headline is designed to make you feel like you need to act … Read more
Right now, a lot of people are looking at their investment accounts and feeling uneasy. The market has been choppy. The news is loud. And the instinct to pause contributions, wait for things to settle down, and keep investing once everything feels safer is completely understandable. It is also one of the most expensive financial … Read more
Everyone wants a deal. We wait for holiday sales to buy electronics and we hunt for coupons at the grocery store. It is natural to want to pay the lowest price possible. However, applying this “bargain hunter” mentality to the stock market is a mistake that leads to the massive cost of waiting. As we … Read more
AI trading apps promise to beat the market using sophisticated algorithms. Robo-advisors claim their smart technology justifies annual fees. The reality? Simple investing with two basic index funds beats both approaches by over $150,000 across 30 years. Simple investing means buying VTI and VBIL, holding them long-term, and rebalancing once yearly. No algorithms needed and … Read more