employer match

Open Enrollment Benefits: 5 Decisions That Matter

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Open enrollment benefits made simple: compare total health costs, doctors, HSAs or FSAs, employer coverage, and paycheck impact in 5 steps.

Your open enrollment benefits can affect your family’s budget all year. Yet picking a health plan often feels like a guessing game. One plan has a low monthly price. Another has a lower deductible. Then there are all the other choices from work. You don’t have to learn every insurance term to make a good … Read more

Savings Priority Order: Save, Pay Debt, or Invest First?

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Use this savings priority order to decide what to fund first: employer match, cash reserves, future expenses, debt payoff, and investing.

The Simple Finance Budget sends 20% of your take-home pay to Savings & Investing. This savings priority order tells you what that 20% should fund first, so you are not trying to tackle six different financial goals at once. The answer is not to divide it evenly between six different goals. Use a simple savings … Read more

Employer Match: Don’t Leave Free Money Behind

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Employer match is free money your job gives you. When budgets get tight, drop to the match and keep it. Here is how to protect it.

Right now, a lot of people are looking at their monthly budget and wondering what has to give. Groceries cost more. Everything costs more. And that chunk coming out of your paycheck for retirement starts to look like an easy target. Before you pause your contributions entirely, there is one thing worth understanding: your employer … Read more