two fund portfolio

Keep Investing: Why Staying the Course Always Wins

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Keep investing even when markets feel shaky. Here is why stopping is the costliest mistake you can make and what to do instead.

Right now, a lot of people are looking at their investment accounts and feeling uneasy. The market has been choppy. The news is loud. And the instinct to pause contributions, wait for things to settle down, and keep investing once everything feels safer is completely understandable. It is also one of the most expensive financial … Read more

VTI VBIL Portfolio: Why We Only Recommend Two Investments

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VTI VBIL 90/10 portfolio delivers complete diversification with two funds. Simple always beats complex. Works on Robinhood, Wealthfront, etc.

Most investment advice tells you to build a portfolio with 10 to 20 different funds. Large cap, small cap, international, emerging markets, bonds, real estate, commodities. The complexity never ends. This complexity kills investing success. People spend months researching the perfect allocation, then abandon their strategy at the first market dip because they don’t truly … Read more