Fed Rate Cuts 2026: What This Means for Your Investments

Fed rate cuts continuing in 2026. Your 90/10 VTI/VBIL strategy doesn't change. No Fed predictions needed—simple investing beats market timing every time.

Everyone’s obsessing over what the Federal Reserve will do next with interest rates. Financial media breathlessly covers every Fed statement. Investors panic about whether to adjust portfolios based on rate predictions. Market analysts sell complex strategies that supposedly profit from Fed policy changes. Here’s what actually matters: You don’t need to predict Fed rate cuts … Read more

Simple Finance: Target Date Funds

Target date funds are one of the easiest ways to invest for retirement. They are simple, low-maintenance, and designed to adjust automatically as you get older. If you’re someone who wants to reach financial freedom without worrying about constantly managing your investments, target date funds are a great choice. What Is a Target Date Fund? … Read more