Simplifying finance for everyone!
A job loss financial plan is not something you build after the bad news arrives. By then, the decisions are already harder, more expensive, and made under pressure. The right time to build the plan is now, when nothing is wrong. Here is what that plan looks like. Want more amazing money saving tips and … Read more
Cheap phone plans exist right now that run on the exact same towers as the big carriers — and most people have no idea they’re available. If you’ve been on the same plan for more than two years, there’s a good chance you’re paying more than you need to. Want tips like this delivered straight … Read more
Most people pay for 5-6 subscriptions they barely use (Hint: those are subscriptions to cancel!) Those recurring charges add up to $100-150 monthly that disappears from your account automatically. December is perfect timing to cancel subscriptions. You just got your credit card statement showing every recurring charge from this month. New Year is coming, making … Read more
This Saturday is Small Business Saturday. If you’re looking to save money while supporting your local economy, here’s where your dollars should go. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. When you’re ready to spend that … Read more
Most people overspend on office software by $100-130 every year. Microsoft just raised Microsoft 365 prices to $99.99/year for Personal and $129.99/year for Family in January 2025. That’s a 43% price increase to force AI features most people will never use. Here’s how to get complete office suites for exactly $0 instead of $1,000-1,300 over … Read more
Most Americans owe an average of $6,501 in credit card debt, paying 20-30% interest rates. That’s $1,300-1,950 wasted on interest every single year just on credit cards. The prepaid lifestyle offers a better way: pay cash upfront for everything, avoid all consumer debt, and keep that money in your pocket instead. The prepaid lifestyle is … Read more