set it and forget it investing

Set It and Forget It Investing: Target-Date Fund + HYSA

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Set it and forget it investing can be simple: use a low-cost target-date fund for long-term growth and keep about 10% in a competitive HYSA.

Set it and forget it investing should actually be simple enough to forget. Our normal Simple Finance Bytes portfolio uses just two investments—90% VTI and 10% VBIL—but even that requires some basic portfolio management. If you want the absolute simplest setup we would recommend, there is another option: one low-cost target-date fund for your long-term … Read more