catch-up contributions

Starting a Roth IRA Late? Start Anyway

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Starting a Roth IRA late is still worth it. Whatever you build is more than you would have if you did nothing. Start now and keep it simple.

Starting a Roth IRA late is still better than never starting at all. If you are 40, 45, 50, or older and have not started investing for retirement, stop comparing yourself with someone who started at 21. Starting earlier is better. More years means more time for your money to grow. That is simple math. … Read more