Simplifying finance for everyone!
Chrome weakened browser ad blocking to protect Google’s profits. Better browsers save you hundreds. The Problem: Chrome Made Ad Blocking Worse to Protect Google’s Ad Revenue Most people don’t realize Chrome recently made it harder for ad blockers to work. In 2024, Google changed how Chrome works, and browser ad blocking became significantly less effective. … Read more
The average American pays $200-300 every year in bank fees. Big banks collected over $12 billion in overdraft fees alone in 2024. JPMorgan Chase and Wells Fargo each pulled in about $1 billion from overdraft fees. Here’s the part they don’t advertise: these fees don’t hit rich people. Rich people don’t overdraft because they have … Read more
Merry Christmas! You just received gift cards. Here’s the reality: 43% of Americans have unused gift cards sitting around right now. The total gift card value lost? $23 billion. That’s not a typo. Twenty-three billion dollars in gift card value Americans collectively forget about, lose, or let expire. The average person with unused gift cards … Read more
The average American plans to spend $778 on holiday gifts this year. If you’re reading this on December 23, you’ve probably already blown past that number. Time to avoid that holiday debt! Here’s the reality: You’ve likely overspent. The credit card bills arriving in January will prove it. And if you keep spending through December … Read more
Most people pay for 5-6 subscriptions they barely use (Hint: those are subscriptions to cancel!) Those recurring charges add up to $100-150 monthly that disappears from your account automatically. December is perfect timing to cancel subscriptions. You just got your credit card statement showing every recurring charge from this month. New Year is coming, making … Read more
It’s December 18. You’ve been shopping. You have 7 days until Christmas. Have a returns strategy plan ready! Americans returned $890 billion in merchandise in 2024—17% of everything purchased. Holiday returns were even higher at 17% compared to the annual average. Most people wait until January to think about returns. By then, they’ve lost receipts, … Read more
It’s December 16. You have 9 days until Christmas. Americans plan to spend $890 per person this holiday season. If you’re reading this, you’ve probably already spent more than that. Here’s what matters now: You can’t undo what you’ve already spent. But you can stop making last minute Christmas decisions that cost you hundreds more. … Read more
Stop earning 0.01% when you could earn 3%+. These high yield savings accounts pay real interest on your money. Your bank is paying you almost nothing while inflation eats away at your savings. The national average savings account pays just 0.40% APY. That’s $4 per year on $1,000. High yield savings accounts pay 3-3.6% APY. … Read more
The New Mandate: Why a Single Income is Not Enough For years, the best financial advice felt like a suggestion: diversify your investments. Now, in 2025, that advice has shifted from a suggestion to a mandate: you must diversify your income. The data confirms a massive shift is underway: LinkedIn saw a 69% year-over-year increase … Read more
Cord cutting means canceling cable or satellite TV and switching to streaming services. Most people pay $100-150 per month for cable. That’s $1,200-1,800 per year for content you can get free or much cheaper through streaming. The price gap is massive. Cable companies charge premium prices while free streaming services like Pluto TV, Tubi, and … Read more