Best FinTech Apps for 2025: Our Top 5

Discover the best fintech apps to pair with your credit union. Get APY, cash back, and zero fees. Complete guide to modern banking in 2025

You’ve got your local credit union for your emergency fund and face-to-face service. But that’s only half of the Simple Finance System’s financial foundation strategy. The other half? A modern FinTech app that gives you everything your credit union can’t: cutting-edge mobile apps, instant peer-to-peer payments, business account capabilities, and interest rates that actually compete … Read more

Library Card Saves Money: $2,000+ Free Every Year

Your library card saves money on streaming, games, museums, and education. Discover how to get $2,000+ in free services.

Most people waste over $2,000 yearly on streaming services, entertainment, and education they could get free with their library card. Your library card saves money on Netflix-style streaming, video games, museum passes, online courses, and tools you’d otherwise buy or rent. The average household pays $200+ monthly for services their library already offers at zero … Read more

Best Free Checking Accounts: 5 Zero-Fee Options

Stop paying bank fees. These 5 free checking accounts charge zero monthly fees and work with the Simple Finance System.

Free checking accounts – stop paying banks for the privilege of keeping your own money. These five checking accounts charge zero fees and work seamlessly with the Simple Finance System. Why You Should Never Pay Bank Fees Here’s something the banking industry doesn’t want you to know: those monthly maintenance fees, minimum balance requirements, and … Read more

Free Streaming Movies TV: 10 Services Saving You $100+ Monthly

Cut streaming costs with 10 free streaming movies TV services. Save $100+ monthly without losing shows. Zero subscriptions required.

If you’re paying for Netflix, Hulu, Disney+, Max, and Paramount+ just to watch the same three shows on repeat, let’s talk about a better way. Free streaming movies TV services have exploded in quality over the past few years, and most people have no idea how good they’ve gotten. Here’s the reality: the average American … Read more

M1 MacBook Air Used – A Smart Money Move

M1 MacBook Air used buying guide comparison - renewed vs new M4 MacBook Air Simple Finance Bytes brand

Buy an M1 MacBook Air used, save $600 and get a business-ready machine that runs real companies I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to laptops just … Read more

Google Pixel 7 Pro Used – A Smart Money Move

Google Pixel 7 Pro used buying guide comparison - Amazon Renewed vs new Pixel 9 Pro Simple Finance Bytes

Get flagship Android performance for $269 instead of $999 – and save $630 in the process with the Google Pixel 7 Pro Used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. The prepaid lifestyle applies to smartphones. … Read more

iPhone 14 Plus Used – Save Money With This Smart Purchase

iPhone 14 Plus used buying guide comparison - Amazon Renewed vs new models Simple Finance Bytes

Save over $500 without sacrificing the phone experience you actually need by buying an iPhone 14 Plus used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to smartphones … Read more

How to Start Investing the Simple Way (Beginners Guide)

Learn how to start investing with just VTI and VBIL. Simple two-fund portfolio beats stock picking. Complete beginner's guide to investing.

The complete beginner’s guide to how to start investing with just two investments. Learning how to invest feels scary when everyone has different advice about what to buy. Here’s the simple truth: you don’t need to pick stocks, time the market, or understand complex strategies to build serious wealth. The investment world makes things complicated … Read more

Financial Protection: Security Without Paranoia – Building Wealth Safely

Smart financial protection accelerates wealth building. Learn the 3 security measures that protect your FI journey.

Financial Protection: This week on Simple Finance Bytes, we’re starting Module 6 of the Simple Finance System and challenging the fear-based approach to financial security. If you prefer listening to reading, you can catch the full episode wherever you get your podcasts. The financial industry wants you paralyzed by security fears while spending money on … Read more