Building Wealth: Keep It Simple, Keep It Growing

Most people think building wealth requires complex strategies. Simple systems that you actually stick to beat perfect plans you abandon.

Most people think building wealth requires complex strategies and perfect timing. If you prefer listening to reading, you can catch the full episode wherever you get your podcasts. Building wealth doesn’t need to be complicated. Simple systems that you actually stick to beat perfect plans you abandon every time. The financial industry wants you to … Read more

How to Start Investing the Simple Way (Beginners Guide)

Learn how to start investing with just VTI and VBIL. Simple two-fund portfolio beats stock picking. Complete beginner's guide to investing.

The complete beginner’s guide to how to start investing with just two investments. Learning how to invest feels scary when everyone has different advice about what to buy. Here’s the simple truth: you don’t need to pick stocks, time the market, or understand complex strategies to build serious wealth. The investment world makes things complicated … Read more

Robinhood Setup for Beginners: Everything You Need to Know

:earn a Robinhood setup for investing with our beginner guide. Simple steps to start building wealth with VTI and automatic investing.

Starting your investment journey shouldn’t require a finance degree or thousands of dollars. Yet most investment platforms make it feel exactly that complicated. Today we’re breaking down why Robinhood works so well for beginners and how to set up your account the right way. This is part of our Simple Finance System (SFS) Module 4, … Read more

Living Debt-Free and Financially Secure Through Simple Finance

Simple steps to live debt-free and build financial freedom through budgeting, saving, and the underconsumption mindset.

Do you dream of living debt-free? Are you tired of feeling like your money disappears as fast as it comes in? Do you dream of finally reaching financial freedom but don’t know where to start? The good news is, living debt-free and financially secure isn’t just a fantasy—it’s possible, and it doesn’t require a six-figure … Read more

Simple Finance: Target Date Funds

Target date funds are one of the easiest ways to invest for retirement. They are simple, low-maintenance, and designed to adjust automatically as you get older. If you’re someone who wants to reach financial freedom without worrying about constantly managing your investments, target date funds are a great choice. What Is a Target Date Fund? … Read more

Top 3 Financial Apps to Utilize in 2025 for Success

Are you working toward financial freedom? Whether you’re trying to save for a big goal, pay off debt, or simply get better at managing your money, the right financial app can make a huge difference. Here are three top financial apps you should consider using in 2025 to help you stay on track and reach … Read more

Retiring Slowly vs. Retiring All at Once: A Guide to Living Simply and Reaching Financial Freedom

Retirement is a major life milestone, but it doesn’t have to happen all at once. For many, the idea of stopping work entirely at 65 or earlier can feel overwhelming or even financially out of reach. That’s where “retiring slowly” comes in—a gradual approach to leaving the workforce that lets you ease into retirement while … Read more

The Prepaid Lifestyle: How to Achieve Financial Freedom Without Debt

Most Americans are stuck in a cycle of debt, relying on credit cards, loans, and financing to buy the things they want or need. This debt trap can feel endless and stressful, but there’s another way: moving to a prepaid lifestyle. A prepaid lifestyle means you save up before you spend. You don’t rely on … Read more

Top 5 Hacks to Save Money in Your Budget

Saving money doesn’t have to be hard. With a few simple hacks, you can save more and spend less. These tips are perfect for savvy spenders and savers who want to achieve financial independence. Let’s dive into the top five hacks to save money in your budget. 1. Track Your Spending Explanation Keeping track of … Read more

PayPal: Your One-Stop Financial Solution

Are you a savvy spender or saver looking for a simple way to manage your finances and achieve financial independence? Look no further! PayPal now offers a range of features and benefits that make it a viable alternative to traditional banks. Here’s why you can rely on PayPal as your only financial institution. Direct Deposit … Read more