cut expenses

Spend Money Locally and Keep More of It Yourself

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Spend money locally instead of national chains. Simple swaps that save you real money every month while keeping your cash in your community.

You are not imagining it. Your paycheck used to stretch further. The same grocery order costs more. The same night out costs more. And yet you keep hearing that the economy is doing fine. Here is the piece nobody explains clearly: the economy actually is doing fine, just not for everyone at the same time. … Read more

Steps to Gear Up for a Potential Recession or Financial Crisis

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No one knows when a financial crisis or recession might hit, but we can all take steps now to protect ourselves. Preparing in advance can help reduce stress, keep you financially stable, and give you peace of mind. Here are three important steps to take: building up your emergency fund, cutting unnecessary expenses, and diversifying … Read more