Simplifying finance for everyone!
This Saturday is Small Business Saturday. If you’re looking to save money while supporting your local economy, here’s where your dollars should go. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. When you’re ready to spend that … Read more
You’re already paying for note-taking apps you don’t need. Notion costs $10/month. Evernote is $15/month. Bear is $3/month. Microsoft OneNote wants $7/month for full features. Add them up and you’re spending $36-420 per year for tools that do what Apple Notes already does for free. If you own an iPhone, iPad, or Mac, you have … Read more
Most Americans owe an average of $6,501 in credit card debt, paying 20-30% interest rates. That’s $1,300-1,950 wasted on interest every single year just on credit cards. The prepaid lifestyle offers a better way: pay cash upfront for everything, avoid all consumer debt, and keep that money in your pocket instead. The prepaid lifestyle is … Read more
Holiday shopping doesn’t have to drain your bank account—or leave you in debt by January. This week on Simple Finance Bytes, discover how to save money holiday shopping this Black Friday using straightforward, dollar-saving systems anyone can copy. Most so-called “deals” are fake, but the right tools can help you keep $150 or more in … Read more
Every year, millions of travelers face the same question: Should I stick with one airline and hotel chain for loyalty points, or should I shop around for the best price? Travel portals vs loyalty programs – the age-old question. The answer is clearer than you might think. Travel portals like Expedia and Booking.com help you … Read more
Open enrollment for 2026 healthcare plans starts November 1, 2025 and runs through mid-January 2026 in most states. If you miss this window, you’re stuck with whatever coverage you have for another year unless you experience a major life event like getting married or having a baby. Here’s the problem: premiums are jumping by record … Read more
Buy a PS4 Pro used, save $270+, and get 4K gaming that still delivers premium performance in 2025 The PS5 Pro costs $750. The PS5 Standard costs $550. A used PS4 Pro costs around $250-$280. All three consoles play great games. All three deliver quality gaming experiences. But only one makes financial sense for most … Read more
Halloween spending in 2025 is expected to reach $13.1 billion, up 13% from last year. The average household will spend $296 on costumes, candy, and decorations this season. Most of that money goes to things that get used once or thrown away after the holiday. Here’s what you need to know: with chocolate prices at … Read more
Most people waste over $2,000 yearly on streaming services, entertainment, and education they could get free with their library card. Your library card saves money on Netflix-style streaming, video games, museum passes, online courses, and tools you’d otherwise buy or rent. The average household pays $200+ monthly for services their library already offers at zero … Read more
If you’re paying for Netflix, Hulu, Disney+, Max, and Paramount+ just to watch the same three shows on repeat, let’s talk about a better way. Free streaming movies TV services have exploded in quality over the past few years, and most people have no idea how good they’ve gotten. Here’s the reality: the average American … Read more