Simplifying finance for everyone!
Open enrollment for 2026 healthcare plans starts November 1, 2025 and runs through mid-January 2026 in most states. If you miss this window, you’re stuck with whatever coverage you have for another year unless you experience a major life event like getting married or having a baby. Here’s the problem: premiums are jumping by record … Read more
Buy a PS4 Pro used, save $270+, and get 4K gaming that still delivers premium performance in 2025 The PS5 Pro costs $750. The PS5 Standard costs $550. A used PS4 Pro costs around $250-$280. All three consoles play great games. All three deliver quality gaming experiences. But only one makes financial sense for most … Read more
Halloween spending in 2025 is expected to reach $13.1 billion, up 13% from last year. The average household will spend $296 on costumes, candy, and decorations this season. Most of that money goes to things that get used once or thrown away after the holiday. Here’s what you need to know: with chocolate prices at … Read more
Most people waste over $2,000 yearly on streaming services, entertainment, and education they could get free with their library card. Your library card saves money on Netflix-style streaming, video games, museum passes, online courses, and tools you’d otherwise buy or rent. The average household pays $200+ monthly for services their library already offers at zero … Read more
If you’re paying for Netflix, Hulu, Disney+, Max, and Paramount+ just to watch the same three shows on repeat, let’s talk about a better way. Free streaming movies TV services have exploded in quality over the past few years, and most people have no idea how good they’ve gotten. Here’s the reality: the average American … Read more
Buy an M1 MacBook Air used, save $600 and get a business-ready machine that runs real companies I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to laptops just … Read more
Get flagship Android performance for $269 instead of $999 – and save $630 in the process with the Google Pixel 7 Pro Used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. The prepaid lifestyle applies to smartphones. … Read more
Save over $500 without sacrificing the phone experience you actually need by buying an iPhone 14 Plus used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to smartphones … Read more
MVNO Guide: If you’re paying more than $40 monthly for cell phone service, you’re probably getting ripped off. Mobile Virtual Network Operators (MVNOs) offer identical network coverage for 50-70% less than major carriers, but carrier loyalty psychology keeps most people trapped in overpriced plans. This comprehensive guide shows you how to switch to an MVNO … Read more
Subscription Audit: The average American household now spends $273 per month on subscriptions, but most people estimate their spending at only $79 monthly. If that gap surprises you, you’re experiencing exactly what subscription companies designed – the psychology of invisible recurring payments. This isn’t about bad budgeting. It’s about how your brain processes subscription costs … Read more