Airline Loyalty Programs are Losing to Simple Cash Back

Airline loyalty programs look strong on paper but liquid cash back wins for most families. Here is the full annual breakdown.

Airline loyalty programs are an easy sell. Fly your preferred carrier, swipe the co-branded card, earn miles, repeat. For a family that flies a few times a year, the pitch sounds like free money on top of trips you were already taking. The math is more complicated than that. This article runs the numbers on … Read more

Hotel Loyalty Programs are Costing Families

Hotel loyalty programs lose to a simple Expedia and cash back stack for family suites. Here is what the real math shows you.

Hotel loyalty programs look attractive on the surface. Sign up for a co-branded card, book directly with the brand, earn points, get rewarded. The pitch makes sense until you run the numbers for a family that needs more than a standard room with a pull-out sofa. This article compares three major hotel loyalty programs against … Read more