Simplifying finance for everyone!
Your checking account balance should be large enough to make normal life easy without becoming the place where all your cash piles up. My rule is simple: Aim to keep one full month of your normal expenses in checking. Not one month of income. One month of what you actually spend. If your household normally … Read more
The Fidelity Cash Management Account is good enough to replace most of what I need from a traditional checking account. I know because I use two of them regularly and pay my bills from them. The biggest reason is simple: money waiting to pay large bills does not have to sit in checking earning almost … Read more
Your credit score is one of the most important numbers that you will deal with for most of your life. Not only is it used to determine what interest rates you pay on loans like traditional mortgages, it is also used in other key scenarios like qualifying to rent an apartment or applying for a … Read more