Simplifying finance for everyone!
Articles about banking
You’ve got your local credit union for your emergency fund and face-to-face service. But that’s only half of the Simple Finance System’s financial foundation strategy. The other half? A modern FinTech app that gives you everything your credit union can’t: cutting-edge mobile apps, instant peer-to-peer payments, business account capabilities, and interest rates that actually compete … Read more
Free checking accounts – stop paying banks for the privilege of keeping your own money. These five checking accounts charge zero fees and work seamlessly with the Simple Finance System. Why You Should Never Pay Bank Fees Here’s something the banking industry doesn’t want you to know: those monthly maintenance fees, minimum balance requirements, and … Read more
When it comes to growing your savings, a high yield savings account (HYSA) makes a real difference. These accounts offer interest rates that are 10 to 15 times higher than traditional savings accounts at big banks, helping your emergency fund or savings goals grow faster. Whether you’re building financial security or saving for a major … Read more
A high yield savings account could be the easiest way to stop losing money every single year. Most people keep their emergency fund in regular bank savings accounts that pay almost nothing while inflation eats away at their buying power. Your bank is basically stealing from you, and they’re counting on you not to notice. … Read more
The credit union vs bank decision might be the most important financial choice you make this year. Most people stick with traditional banks out of habit, but they’re quietly losing hundreds of dollars annually in unnecessary fees. The truth is, traditional banks are designed to profit from your confusion, while credit unions exist to serve … Read more
Credit unions are the key to America’s financial future. They’ve always stood for people over profits, for community over corporate control. And right now, we have a once-in-a-generation chance to help them rise—together. One dominant force has long shaped American banking. A system where fees flow up, trust runs thin, and the average person is … Read more
In today’s financial world, banks and fintechs talk a lot about inclusion, accessibility, and helping people build toward financial freedom. But there’s a glaring blind spot in how they treat travel rewards: most banks only allow access to their travel booking portals if you use a credit card. Debit card travel portal access seems to … Read more
Are you on the path to financial freedom? Maybe you’re tired of feeling like your money controls you, instead of the other way around. It can be overwhelming, especially when you’re bombarded with advice about complex investment strategies, dozens of credit cards with complicated rewards, and multiple bank accounts for every little thing. But what … Read more
If you’re on a journey toward financial freedom, you know that simple finance is key. The less time and energy you spend managing money, the more you can focus on frugality, increasing your income, and making smart investments. That’s why we recommend Ally Bank as a great all-in-one banking solution. Ally makes it easy to … Read more
When working toward financial freedom, choosing the right financial institution is key. Unlike big banks, credit unions are nonprofit organizations that serve their members, not shareholders. They focus on offering better interest rates, lower fees, and a personal approach to banking. If you value frugality, simple finance, and the underconsumption core philosophy, credit unions are … Read more