iPhone 14 Plus Used – Save Money With This Smart Purchase

iPhone 14 Plus used buying guide comparison - Amazon Renewed vs new models Simple Finance Bytes

Save over $500 without sacrificing the phone experience you actually need by buying an iPhone 14 Plus used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to smartphones … Read more

Building Wealth: Keep It Simple, Keep It Growing

Most people think building wealth requires complex strategies. Simple systems that you actually stick to beat perfect plans you abandon.

Most people think building wealth requires complex strategies and perfect timing. If you prefer listening to reading, you can catch the full episode wherever you get your podcasts. Building wealth doesn’t need to be complicated. Simple systems that you actually stick to beat perfect plans you abandon every time. The financial industry wants you to … Read more

The 2-Card Rule: Credit Cards Without the Complexity

Stop overcomplicating credit cards. Learn the 2-card rule for maximum rewards with minimal complexity. Psychology-first approach that actually works.

Most credit card advice is designed to make your life harder, not easier. The financial industry wants you juggling multiple cards, tracking rotating categories, and optimizing every purchase because complexity leads to mistakes – and mistakes are profitable. There’s a better way: the 2-card rule that works with your psychology instead of against it. Why … Read more

Simplify Your Finances to Break Free from the System

Simplify your finances to save more, build wealth faster, and avoid paying unnecessary fees that banks rely on to profit from confusion.

Why You Need to Simplify Your Finances The modern financial system is built to confuse you. From hidden fees to overly complicated accounts, banks and financial institutions profit when you don’t understand what’s happening with your money. But there’s a better way. When you simplify your finances, you save more, grow your wealth faster, and … Read more