Overdraft Protection: What Is It? Overdraft protection sounds like a good thing. It’s a feature offered by banks and credit unions that covers your transactions if you spend more money than you have in your checking account. If you don’t have enough money, the bank will step in and pay the difference. Sounds helpful, right? … Read more
Are you a savvy spender or saver looking for a simple way to manage your finances and achieve financial independence? Look no further! PayPal now offers a range of features and benefits that make it a viable alternative to traditional banks. Here’s why you can rely on PayPal as your only financial institution. Direct Deposit … Read more
Apple Cash is a digital card that lives in your Apple Wallet on your iPhone. It lets you send, receive, and spend money easily and quickly. You can think of it like having a digital wallet that you can carry around in your phone. How is Apple Cash Different from Credit and Debit Cards? Credit … Read more
Introduction Finding the perfect banking setup can seem overwhelming. However, combining a local credit union with an online fintech account like PayPal or Robinhood Cash can be the ideal solution. This setup offers the best of both worlds: personalized local service and modern, convenient financial tools. Local Credit Union: Community-Focused Benefits Checking Accounts with No … Read more
Back to school season can be stressful, especially when you’re on a budget. But with a few smart strategies, you can save money and set yourself on the path to financial independence. Here are the best ways to save money on back-to-school shopping, complete with examples and retailers to visit. 1. Make a List Before … Read more
Debit cards are a convenient way to manage your money without the risk of going into debt. Today, we’re looking at the top 5 debit cards: PayPal Debit Card, Venmo Debit Card, Robinhood Debit Card, CashApp Debit Card, and Discover Debit Card. Let’s explore the features, benefits, drawbacks, and why you might choose one over … Read more
Planning for retirement can feel overwhelming, but target date funds make it easier. These funds are designed to simplify investing for your retirement. Let’s explore what target date funds are, why they’re beneficial, and some of the best options from top providers like Fidelity, Schwab, and Vanguard. We’ll also look at the similarities and differences … Read more
Managing your money can be a daunting task, but with the right tools, it becomes much simpler. Monarch Money, Copilot Money, and Fidelity Full View are three of the best finance management apps available today. They offer a range of features designed to help you track spending, set budgets, and achieve your financial goals. Let’s … Read more
When it comes to debt, not all types are created equal. The only debt that truly makes sense for most people is a mortgage. Note that we’re not saying you should have a mortgage or need to have a mortgage. What we are saying is that if you are going to take on debt, as … Read more
Storing your financial information online can be both convenient and secure when you use services like Google Drive, Microsoft OneDrive, or Apple iCloud. Here’s how you can ensure your data stays safe: Use Multi-Factor Authentication (MFA) Multi-Factor Authentication (MFA) adds an extra layer of security to your online accounts. Instead of just entering your password, … Read more