Simplifying finance for everyone!
Most people waste over $2,000 yearly on streaming services, entertainment, and education they could get free with their library card. Your library card saves money on Netflix-style streaming, video games, museum passes, online courses, and tools you’d otherwise buy or rent. The average household pays $200+ monthly for services their library already offers at zero … Read more
If you’re paying for Netflix, Hulu, Disney+, Max, and Paramount+ just to watch the same three shows on repeat, let’s talk about a better way. Free streaming movies TV services have exploded in quality over the past few years, and most people have no idea how good they’ve gotten. Here’s the reality: the average American … Read more
Buy an M1 MacBook Air used, save $600 and get a business-ready machine that runs real companies I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to laptops just … Read more
Get flagship Android performance for $269 instead of $999 – and save $630 in the process with the Google Pixel 7 Pro Used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. The prepaid lifestyle applies to smartphones. … Read more
Save over $500 without sacrificing the phone experience you actually need by buying an iPhone 14 Plus used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to smartphones … Read more
MVNO Guide: If you’re paying more than $40 monthly for cell phone service, you’re probably getting ripped off. Mobile Virtual Network Operators (MVNOs) offer identical network coverage for 50-70% less than major carriers, but carrier loyalty psychology keeps most people trapped in overpriced plans. This comprehensive guide shows you how to switch to an MVNO … Read more
Subscription Audit: The average American household now spends $273 per month on subscriptions, but most people estimate their spending at only $79 monthly. If that gap surprises you, you’re experiencing exactly what subscription companies designed – the psychology of invisible recurring payments. This isn’t about bad budgeting. It’s about how your brain processes subscription costs … Read more
Credit unions are the key to America’s financial future. They’ve always stood for people over profits, for community over corporate control. And right now, we have a once-in-a-generation chance to help them rise—together. One dominant force has long shaped American banking. A system where fees flow up, trust runs thin, and the average person is … Read more
When it comes to living a prepaid lifestyle and working toward financial freedom, the PayPal debit card is hands down one of the best tools out there. It’s simple, powerful, and designed for people who want to avoid debt and still get amazing rewards—without using a credit card. Let’s break down exactly why this little … Read more
Inflation in 2025 is still making life more expensive for all of us. Groceries cost more. Gas prices are creeping up again. Even things like childcare, insurance, and utilities are eating up more of our paychecks. If you’re someone who’s working toward financial freedom, this can feel like a setback—but it doesn’t have to be. … Read more