Protecting Your Credit

Top 5 Debit Cards: Features, Benefits, and Drawbacks

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Debit cards are a convenient way to manage your money without the risk of going into debt. Today, we’re looking at the top 5 debit cards: PayPal Debit Card, Venmo Debit Card, Robinhood Debit Card, CashApp Debit Card, and Discover Debit Card. Let’s explore the features, benefits, drawbacks, and why you might choose one over … Read more

Guard Your Nine Digits: Why You Shouldn’t Share Your Social Security Number Freely

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Your Social Security number (SSN) is a vital piece of personal information. It unlocks access to government benefits, employment opportunities, and even opens financial accounts. But with this power comes a significant risk: Identity theft. Unfortunately, some companies ask for your SSN even when they don’t absolutely need it. Here’s why you should be cautious … Read more

Freeze It Now: Why You Should Lock Down Your Credit Today

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NOTE: Due to the recent SSN breach in August 2024, we have written a supplementary article with detailed steps on how to freeze your credit report at Experian, TransUnion and Equifax. You can find that article here: https://simplefinancebytes.com/2024/08/21/how-to-freeze-your-credit-reports-at-transunion-equifax-and-experian-a-step-by-step-guide/ You may also already have access to a free identity theft monitoring service and you can find … Read more