In today’s digital world, we rely on online services for everything—banking, shopping, social media, and more. While this makes life more convenient, it also means our personal information, money, and identity are at greater risk than ever. Cybercriminals are constantly finding new ways to steal our data. One of the best ways to protect yourself … Read more
Introduction: Why You Should Freeze Your Credit Reports Today Recently, there was a massive security breach that exposed the Social Security numbers of almost every American. This breach means that your personal information could be at risk. One of the best ways to protect yourself from identity theft is to freeze your credit reports at … Read more
Debit cards are a convenient way to manage your money without the risk of going into debt. Today, we’re looking at the top 5 debit cards: PayPal Debit Card, Venmo Debit Card, Robinhood Debit Card, CashApp Debit Card, and Discover Debit Card. Let’s explore the features, benefits, drawbacks, and why you might choose one over … Read more
Your Social Security number (SSN) is a vital piece of personal information. It unlocks access to government benefits, employment opportunities, and even opens financial accounts. But with this power comes a significant risk: Identity theft. Unfortunately, some companies ask for your SSN even when they don’t absolutely need it. Here’s why you should be cautious … Read more
NOTE: Due to the recent SSN breach in August 2024, we have written a supplementary article with detailed steps on how to freeze your credit report at Experian, TransUnion and Equifax. You can find that article here: https://simplefinancebytes.com/2024/08/21/how-to-freeze-your-credit-reports-at-transunion-equifax-and-experian-a-step-by-step-guide/ You may also already have access to a free identity theft monitoring service and you can find … Read more