Simplifying finance for everyone!
Are you working hard, dreaming of financial freedom, but feeling like you’re spinning your wheels? You’re not alone. Many people unknowingly make simple finance mistakes that chip away at their wealth, preventing them from achieving their goals. It’s not about complex strategies; often, it’s about avoiding these common pitfalls. Let’s dive into five of the … Read more
A recession can hit when you least expect it, but that doesn’t mean you have to be caught off guard. By taking action now, you can protect yourself financially, stay on track toward financial freedom, and weather any economic storm that comes your way. Here’s how to strengthen your financial preparedness today. 1. Build Your … Read more
Target date funds are one of the easiest ways to invest for retirement. They are simple, low-maintenance, and designed to adjust automatically as you get older. If you’re someone who wants to reach financial freedom without worrying about constantly managing your investments, target date funds are a great choice. What Is a Target Date Fund? … Read more
When people think about libraries, they usually think about books. But did you know your local library is a hidden goldmine of free resources that can save you thousands of dollars a year? If you’re on the path to financial independence, practicing frugality, or following an underconsumption core lifestyle, your library is a powerful tool … Read more
When working toward financial freedom, choosing the right financial institution is key. Unlike big banks, credit unions are nonprofit organizations that serve their members, not shareholders. They focus on offering better interest rates, lower fees, and a personal approach to banking. If you value frugality, simple finance, and the underconsumption core philosophy, credit unions are … Read more
Spring isn’t just for cleaning out closets and garages—it’s also the perfect time to refresh your finances. If you’re working toward financial freedom, practicing frugality, or following an underconsumption core approach, this guide will help you declutter your budget, cut wasteful spending, and save more money. Let’s dive into simple, practical steps to get your … Read more
If you’re on a journey to financial freedom, you know that simplifying your finances is key. That’s why we strongly recommend focusing exclusively on no annual fee credit cards. We’re talking about simple finance, the kind that lets you focus on building wealth, not deciphering complex credit card reward structures. Let’s start with the golden … Read more
Credit cards can be a powerful tool for achieving financial freedom, but only if used correctly. Unfortunately, there are a lot of myths floating around that can lead people into financial traps. If you’re focused on frugality, simple finance, and avoiding debt, then it’s time to set the record straight. The golden rule of credit … Read more
If you’re working toward financial freedom, you’ve probably heard the advice that debit cards are terrible because they have “zero purchase protections” or “zero fraud protection.” This is a flat out LIE. While credit cards do offer stronger protections, most debit cards today come with fraud protection, and some even offer purchase protections, travel benefits, … Read more
If you’re working toward financial freedom, choosing the right place to keep your money is a big decision. Many people automatically go with big banks, but that might not be the best option for a frugal and simple finance lifestyle. Instead, consider opening your first account at a local credit union. Credit unions often offer … Read more