Simplifying finance for everyone!
Articles about credit cards
If you’re working toward financial freedom, you know that keeping things simple is key. The best credit cards for simple finance can help you earn rewards on your everyday spending without the hassle of tracking bonus categories or worrying about annual fees. That’s why flat-rate cash back credit cards with no annual fee are the … Read more
If you’re on a journey to financial freedom, you know that simplifying your finances is key. That’s why we strongly recommend focusing exclusively on no annual fee credit cards. We’re talking about simple finance, the kind that lets you focus on building wealth, not deciphering complex credit card reward structures. Let’s start with the golden … Read more
Credit cards can be a powerful tool for achieving financial freedom, but only if used correctly. Unfortunately, there are a lot of myths floating around that can lead people into financial traps. If you’re focused on frugality, simple finance, and avoiding debt, then it’s time to set the record straight. The golden rule of credit … Read more
If you’re working toward financial freedom, you’ve probably heard the advice that debit cards are terrible because they have “zero purchase protections” or “zero fraud protection.” This is a flat out LIE. While credit cards do offer stronger protections, most debit cards today come with fraud protection, and some even offer purchase protections, travel benefits, … Read more
When it comes to choosing between a debit card and a credit card, there’s a lot of debate. Some people claim credit cards are the ultimate tool for building credit and earning rewards, while others argue debit cards are better for budgeting and avoiding debt. The truth is, if you’re mindful of cybersecurity and fraud, … Read more
If you’re a renter looking to get more out of your monthly rent payments, the BILT Mastercard might just be the perfect fit for you. This no-annual-fee credit card not only makes paying rent easier but also lets you earn valuable rewards points—something that’s rare for renters. Here’s why the BILT Mastercard should be in … Read more
When it comes to personal finances, credit cards often get a bad rap. And for good reason! Misusing a credit card can lead to high-interest debt, stress, and financial chaos. But what if I told you that a credit card doesn’t have to be a trap? Instead, it can be a powerful tool to help … Read more
Whether you’re starting from scratch or rebuilding after a setback, this guide will show you exactly how to build a strong credit score. No fancy financial jargon – just practical steps you can follow to go from no credit to good credit. Understanding Your Starting Point If You Have No Credit: If You’re Rebuilding After … Read more
In today’s world of high prices from inflation and stagnant wages, saving money is more important than ever. One powerful way to do this is by becoming an “uncommitted consumer.” This means focusing on deals rather than being loyal to specific brands or stores. By shopping smart and using the right credit and debit cards, … Read more
Are you a savvy spender or saver looking for a simple way to manage your finances and achieve financial independence? Look no further! PayPal now offers a range of features and benefits that make it a viable alternative to traditional banks. Here’s why you can rely on PayPal as your only financial institution. Direct Deposit … Read more