Simplifying finance for everyone!
Articles about credit cards
Whether you’re starting from scratch or rebuilding after a setback, this guide will show you exactly how to build a strong credit score. No fancy financial jargon – just practical steps you can follow to go from no credit to good credit. Understanding Your Starting Point If You Have No Credit: If You’re Rebuilding After … Read more
In today’s world of high prices from inflation and stagnant wages, saving money is more important than ever. One powerful way to do this is by becoming an “uncommitted consumer.” This means focusing on deals rather than being loyal to specific brands or stores. By shopping smart and using the right credit and debit cards, … Read more
Are you a savvy spender or saver looking for a simple way to manage your finances and achieve financial independence? Look no further! PayPal now offers a range of features and benefits that make it a viable alternative to traditional banks. Here’s why you can rely on PayPal as your only financial institution. Direct Deposit … Read more
When it comes to managing your finances, the number of credit cards you carry can make a big difference. Having just the right amount, between two to three cards, strikes a balance between being prepared and staying organized. Here’s why this approach is beneficial and how it helps you avoid potential problems. The Importance of … Read more
Choosing the right mid-tier credit card can maximize your rewards and benefits, especially if you travel frequently or have significant spending in specific categories. Here’s a detailed look at the top 5 mid-tier credit cards: Chase Sapphire Preferred, Citi Strata Premier, Capital One Venture, Wells Fargo Autograph Journey, and American Express Green. 1. Chase Sapphire … Read more
Saving money and making smart financial choices are key priorities for many middle-class Americans. One of the best ways to achieve both is by using credit cards that offer cash back rewards without charging annual fees. Here, we’ll look at five top 2% cash back credit cards that not only help you save money on … Read more
The Chase Amazon Prime Visa is an exceptional card that stands out for Amazon Prime members and travelers alike. This card offers a combination of substantial cash back rewards, travel benefits, and consumer protections that make it a must-have for anyone looking to maximize their spending and travel with ease. Rewards Galore One of the … Read more
In the world of personal finance, small, consistent strategies can lead to significant results over time. One such strategy is using a 2% cash back credit card for all your family expenses, excluding rent or mortgage, and investing the cash back rewards monthly. When these rewards are invested in a reliable ETF like VOO (Vanguard … Read more
In today’s digital age, saving money on travel has never been easier, thanks to the plethora of travel portals available. Websites like Expedia, Chase Travel Portal, BILT Travel Portal, and Amex Travel offer fantastic opportunities to cut down on your travel expenses. Whether you’re planning a weekend getaway or a month-long adventure, leveraging these portals … Read more
In the realm of personal finance, the blend of savvy spending and strategic investing can transform your financial future. One innovative approach that merges these two elements is the Hybrid Cash Back to Investing System, also known as the Simple Finance Bytes Method. This system leverages the rewards from your credit cards, turning them into … Read more