Simplifying finance for everyone!
Articles about banking
If you’re working toward financial freedom, you’ve probably heard the advice that debit cards are terrible because they have “zero purchase protections” or “zero fraud protection.” This is a flat out LIE. While credit cards do offer stronger protections, most debit cards today come with fraud protection, and some even offer purchase protections, travel benefits, … Read more
If you’re working toward financial freedom, choosing the right place to keep your money is a big decision. Many people automatically go with big banks, but that might not be the best option for a frugal and simple finance lifestyle. Instead, consider opening your first account at a local credit union. Credit unions often offer … Read more
Working toward financial freedom requires a solid financial foundation. This means understanding your finances and making smart choices to reach your goals. One key strategy is strategically using multiple financial institutions, with a focus on local credit unions as your primary partners, and banks as a secondary resource for specific needs like widespread ATM access. … Read more
Ever had that heart-stopping moment when the car breaks down, or your roof starts leaking? Or maybe you’re dreaming of a tropical vacation but can’t imagine how to afford it. Unexpected expenses and big-ticket items can throw a wrench in your financial plans, leaving you feeling stressed and scrambling for cash. But what if there … Read more
When it comes to managing your money and working toward financial freedom, having the right financial setup can make all the difference. One powerful combination you should consider is pairing a local credit union with an online bank like Capital One. This two-institution strategy provides the best of both worlds: local convenience, online efficiency, and … Read more
Are you working toward financial freedom? Whether you’re trying to save for a big goal, pay off debt, or simply get better at managing your money, the right financial app can make a huge difference. Here are three top financial apps you should consider using in 2025 to help you stay on track and reach … Read more
When it comes to choosing between a debit card and a credit card, there’s a lot of debate. Some people claim credit cards are the ultimate tool for building credit and earning rewards, while others argue debit cards are better for budgeting and avoiding debt. The truth is, if you’re mindful of cybersecurity and fraud, … Read more
When most of us think about our bank accounts, we focus on the convenience they provide. Whether it’s depositing our paychecks, paying bills online, or swiping our debit cards, traditional banks have become a huge part of our daily lives. But while these services seem straightforward, they often come with hidden costs that can add … Read more
If you’ve ever opened a savings account at a traditional bank, you probably did it because it felt like a responsible, safe way to protect and grow your hard-earned cash. But here’s the thing: while that account is secure, it’s also barely growing. Traditional banks offer low interest rates on savings accounts, often under 0.10%, … Read more
In today’s digital world, protecting your finances and personal information online is more important than ever. Identity fraud, online scams, and hackers are constant threats. One of the simplest ways to guard your sensitive information—like your banking details and payment info—is by using a VPN (Virtual Private Network). But what exactly is a VPN, and … Read more