Simplifying finance for everyone!
Get flagship Android performance for $269 instead of $999 – and save $630 in the process with the Google Pixel 7 Pro Used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. The prepaid lifestyle applies to smartphones. … Read more
Save over $500 without sacrificing the phone experience you actually need by buying an iPhone 14 Plus used. I’m not saying not to buy anything. I’m saying you can buy whatever you want as long as you can afford to buy it cash outright. That’s the prepaid lifestyle in action, and it applies to smartphones … Read more
When it comes to growing your savings, a high yield savings account (HYSA) makes a real difference. These accounts offer interest rates that are 10 to 15 times higher than traditional savings accounts at big banks, helping your emergency fund or savings goals grow faster. Whether you’re building financial security or saving for a major … Read more
The complete beginner’s guide to how to start investing with just two investments. Learning how to invest feels scary when everyone has different advice about what to buy. Here’s the simple truth: you don’t need to pick stocks, time the market, or understand complex strategies to build serious wealth. The investment world makes things complicated … Read more
Financial Protection: This week on Simple Finance Bytes, we’re starting Module 6 of the Simple Finance System and challenging the fear-based approach to financial security. If you prefer listening to reading, you can catch the full episode wherever you get your podcasts. The financial industry wants you paralyzed by security fears while spending money on … Read more
If someone on social media is trying to convince you that whole life insurance or IUL is the key to “tax-free retirement income,” chances are they lost their job last year and were recruited by a life insurance MLM scheme telling them they could make six-figure commissions selling you expensive financial products you don’t need … Read more
MVNO Guide: If you’re paying more than $40 monthly for cell phone service, you’re probably getting ripped off. Mobile Virtual Network Operators (MVNOs) offer identical network coverage for 50-70% less than major carriers, but carrier loyalty psychology keeps most people trapped in overpriced plans. This comprehensive guide shows you how to switch to an MVNO … Read more
Subscription Audit: The average American household now spends $273 per month on subscriptions, but most people estimate their spending at only $79 monthly. If that gap surprises you, you’re experiencing exactly what subscription companies designed – the psychology of invisible recurring payments. This isn’t about bad budgeting. It’s about how your brain processes subscription costs … Read more
Most credit card advice is designed to make your life harder, not easier. The financial industry wants you juggling multiple cards, tracking rotating categories, and optimizing every purchase because complexity leads to mistakes – and mistakes are profitable. There’s a better way: the 2-card rule that works with your psychology instead of against it. Why … Read more
Starting your investment journey shouldn’t require a finance degree or thousands of dollars. Yet most investment platforms make it feel exactly that complicated. Today we’re breaking down why Robinhood works so well for beginners and how to set up your account the right way. This is part of our Simple Finance System (SFS) Module 4, … Read more