If you’re working toward financial freedom and saving money as much as possible, every dollar counts — and that includes your phone bill.
Thankfully, you don’t have to pay $70 or more each month just to stay connected. Many low-cost carriers, also known as MVNOs (Mobile Virtual Network Operators), offer unlimited phone plans that work just as well as the major providers’ — for way less. These plans are perfect for people who embrace frugality, the underconsumption core, and simple finance.
Here are the best value unlimited phone plans that help you stay connected while keeping more money in your pocket.
Mint Mobile
Mint Mobile runs on T-Mobile’s network and makes saving money easy by offering one of the most affordable unlimited plans available. Their unlimited talk, text, and data plan starts at $30/month when you pay in bulk (3, 6, or 12 months at a time).
You get:
- 40GB of high-speed data
- 10GB hotspot use
- Free calling to Mexico and Canada
Best for: People who can pay upfront to save long-term and want a reliable network.
Visible by Verizon
Visible keeps things simple: unlimited everything for $25/month using Verizon’s powerful network. Saving money is easy, even when you need Verizon’s network.
You get:
- Unlimited talk, text, and data
- Unlimited mobile hotspot (5 Mbps speed)
- No contracts or hidden fees
Best for: People who want simplicity, low costs, and strong coverage.
US Mobile – Saving Money on the Big Three Networks!
US Mobile is all about saving money and offers various types of unlimited plans on Verizon, AT&T or T-Mobile’s networks. The Unlimited Starter plan costs $25/month and includes:
- Unlimited talk, text, and data (30GB high-speed)
- 5G access
- Optional add-ons like family plans or entertainment perks
Best for: Those who want to customize their plan and pay only for what they need.
Sign up for US Mobile Here: US Mobile Website
Tello Mobile
Tello is a super affordable MVNO on T-Mobile’s network, offering an unlimited plan for $25/month.
You get:
- Unlimited talk, text, and data (25GB high-speed)
- Free hotspot access
- No contracts or surprise charges
Best for: People living a prepaid lifestyle who want a great deal and simplicity.
Google Fi Wireless
Google Fi offers flexible or unlimited plans with prices that adjust based on your data usage. The Unlimited Simply Plan starts at $20/month (plus $10 per GB of data used).
You get:
- Free international texting
- Coverage on multiple networks
- Option to pay only for what you use
Best for: Wi-Fi users and travelers who want to control how much they spend.
Fonus Mobile
Fonus Mobile is one of the only services that includes unlimited global calling, texting, and data for $30/month.
You get:
- Global service in over 50 countries
- Truly unlimited talk and text
- 20GB of high-speed data
Best for: Digital nomads, travelers, or anyone who needs to stay connected worldwide without paying extra for roaming.
TextNow – Saving Money With ZERO Cost!
If you’re looking to eliminate your phone bill entirely, TextNow offers a truly free plan.
You get:
- Unlimited talk and text (ad-supported)
- Limited mobile data, only for specific apps like navigation, email, and rideshare
- Works with phones that support physical SIM cards
Best for: Someone who’s usually near Wi-Fi and only needs mobile data for essentials when out and about.
How to Choose the Right Unlimited Plan to Save Money
Here are a few key things to consider:
- Network coverage – Make sure your plan works well where you live, work, and travel.
- Data speeds – Many unlimited plans throttle speeds after a certain data amount.
- Hotspot access – If you need it, make sure your plan includes it.
- International features – Some plans offer better roaming or international calling.
- Device compatibility – Bring your own phone or check if the carrier supports it.
Final Thoughts
Switching to a more affordable unlimited phone plan is one of the easiest ways to practice simple finance and move closer to financial freedom. Whether you choose a $25/month plan or a free option like TextNow, the savings really add up.
Looking for more ways to save money and simplify your life?
Check out these guides on Simple Finance Bytes:
- How to Slash Your Grocery Bill Without Coupons
- The Prepaid Lifestyle: What It Is and Why It Works
- Our Guide to the Best Free Budgeting Apps
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